I used to think passive income was only for influencers, finance bros, or people with massive startup capital. Meanwhile, I had a 9–5, zero free time, and no idea where to start. I just knew I was tired of feeling like my income had a ceiling I didn’t agree to. So I stopped scrolling and started thinking strategic.

Most women think they need a huge following or risky investments to start passive income. That’s far from the truth babe. What you actually need? Just a simple structure and a plan that builds income on top of what you already do. It’s not about hustle — it’s about systems.

Here’s how I started mine in 3 steps:

1. I listed all my current skills and assets (not just job stuff — think whatever digital program one might have bought, affiliate links, or even my notes app content).

2. I picked 2 paths I could test in 30 days: one short-term, one long-term.

3. I tracked every dollar, time spent and what felt light & easy — using a single page.

After 3 months, I had $7500 in passive income — and it felt so easy. Not because it actually worked, but because I had a plan. That’s the real unlock.

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No spreadsheets. No pyramid schemes. Just one clear page that makes sense of your scattered income ideas and turns them into a wealth strategy.

Women inside the Rich & Smart Wealth Club are using the same system to launch printables, digital products, go into coaching, and more — with no fancy skills required.

If you’re ready to turn income into wealth — the R&S Wealth Club is where the real transformation begins.

Start now. Download the tracker and build your first passive income stream.

Passive income isn’t magic. It’s momentum. Download the tracker now and start your momentum today.